About

Discrimination in financial services is a huge problem for millions of formerly incarcerated individuals, and especially impacts people of color, women, and the LGBTQ+ community. An unwelcoming financial system forces people to rely on check cashers, payday lenders and other high-cost, non-bank alternatives. These services are often predatory, and do not provide people with financial guidance or opportunities to save, build credit, and develop long-term financial security. 

 

We are committed to changing this narrative through Diverge, a Proposed Federal Credit Union. This new member-owned, not-for-profit financial institution will provide a financial home for unbanked individuals and their families. The credit union will offer access to safe, affordable products and the financial education people need to achieve financial well-being and increase economic mobility.  The National Credit Union Association (NCUA), the credit union industry regulatory authority, has granted approval to move forward with our application for a new credit union charter for this groundbreaking initiative.

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